Waterfront Raised Bungalow with Separate In-Law Suite

Property details for 4 Second Street, Kawartha Lakes

Type: Residential
Style: Raised bungalow
Bedrooms: 3
Bathrooms: 2
Lot Size: 66 x 100.3 FT
Stories: 1
Basement: Finished, Apartment in basement, Separate entrance, Walk out, N/A, N/A, N/A
Parking: No Garage
Heating: Forced air, Propane
Cooling: Window air conditioner
Exterior: Vinyl siding
Ownership: Freehold
Annual Taxes: $1,622

This raised bungalow on Sturgeon Lake is all about the waterfront lifestyle. You've got a private dock spot, direct water access, and lake views from the main living area, deck, and even the primary bedroom. It's a 3-bed, 2-bath setup with a twist: the lower level is a completely separate walkout unit with its own kitchen, bathroom, and living space. Perfect for guests or extended family. The main floor has an updated kitchen with stainless steel appliances, a bright living room, and a main-floor laundry that opens to the back deck. There's also an office area just a few steps down from the living room. Outside, you'll find a 16' x 20' storage shed with hydro, plus a greenhouse and workshop with a big sliding glass door and windows all around. The lot is 66 x 100.3 ft, partially cleared, with parking for 5 cars. It's a 4-season cottage with forced air propane heat and window AC. Taxes are only $1,622 annually. Located in Dunsford, near the Trent-Severn Waterway and just a short drive to Fenelon Falls. With water access, a separate unit, and that great shed, it's a solid deal at $499,900.

About 4 Second Street, Kawartha Lakes — Property Score

Well Priced Great Location

Score: 67/100

Value

Priced 25.9% below area median of $674,500 based on 217 comparable properties nearby 100

Stable pricing - no price changes since original listing date 50

Size

3 bedrooms - typical for similarly priced homes 60

2 bathrooms - typical for similarly priced properties 60

6,620 sqft lot - a generous lot for the area 78

Location

$66K median household income - near the Canadian average of $70K 63

81% of residents hold postsecondary credentials - a highly educated neighbourhood 89

91% homeownership rate - indicating a stable, owner-occupied community 94

54% of residents commute under 30 minutes - good commuting convenience 73

47/km² population density - a rural or semi-rural setting 55

Market

Just listed - area average is 73 days on market 100

-3% median price change over 1 month - stable pricing in the area 35

39.3 months of housing supply - 589 active listings with 15 sold last month (buyer's market) 40

Features

5-car garage - area average is 7.1 spots 95

Finished, Separate entrance, N/A, N/A basement - adds valuable living space 85

standard forced air system 75

Window-unit cooling 50

View - premium features that add significant value 60

Investment

0.32% effective tax rate ($1,622/yr) - very low tax burden 90

9% renter population - primarily owner-occupied area 41

Quality

Condition

Listing

46 photos provided - 18% more than the area average of 39 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.