Riverfront Retreat with Dock and Pool Access

Property details for 1782 Lovering Line, Severn

Type: Residential
Bedrooms: 4
Bathrooms: 1
Lot Size: 100 x 279.9 FT
Stories: 1.5
Basement: Unfinished, Full
Parking: Detached Garage, Garage
Heating: Forced air, Propane
Cooling: Central air conditioning
Exterior: Brick, Vinyl siding
Ownership: Freehold
Annual Taxes: $2,152 (2025)

This 1.5-storey brick and vinyl home sits on a massive 100 by 280-foot lot with direct North River frontage, giving you your own dock for launching boats straight to Georgian Bay. The interior feels warm and rustic with reclaimed barn beams and whitewashed pine accent walls, but it's been fully updated with a granite countertop kitchen and a renovated 5-piece bath featuring a deep soaker tub with subway tile surround. The main floor has a mudroom, laundry, and the primary bedroom with a barn door, while three more bedrooms are upstairs. The 3-season sunroom overlooks the 24x24 wrap-around deck and above-ground pool, making summer entertaining easy. Recent upgrades include a propane furnace and CAC from 2025, shingles and siding from 2016, and a 200-amp panel from 2023. The drilled well has UV filtration, and there's a water softener. The unfinished basement offers plenty of storage, and the insulated double garage with rough-cut pine walls is ready for a workshop. Just 10 minutes to Orillia for shopping or amenities. Property taxes are only $2,152 per year. This is affordable waterfront living with serious character.

About 1782 Lovering Line, Severn — Property Score

Feature Rich Well Priced

Score: 69/100

Value

Priced 24.6% below area median of $874,900 based on 29 comparable properties nearby 100

Stable pricing - no price changes since original listing date 50

Size

4 bedrooms - 1 more than similarly priced 3-bedroom homes nearby 72

1 bathroom - 1 fewer than similarly priced properties nearby 48

27,990 sqft lot - an oversized lot for the area 90

Location

$78K median household income - near the Canadian average of $70K 69

80% of residents hold postsecondary credentials - a highly educated neighbourhood 88

94% homeownership rate - indicating a stable, owner-occupied community 96

43% of residents commute under 30 minutes - good commuting convenience 64

9/km² population density - a rural or semi-rural setting 55

Market

Just listed - area average is 81 days on market 100

-2.4% median price change over 1 month - stable pricing in the area 38

43 months of housing supply - 129 active listings with 3 sold last month (buyer's market) 40

Features

6-car garage - area average is 8.1 spots 95

Unfinished, Full basement - adds valuable living space 85

standard forced air system 75

Central air conditioning - whole-home cooling 90

1 fireplace - a desirable feature for Canadian winters 75

Pool, Waterfront, View - premium features that add significant value 95

Investment

0.33% effective tax rate ($2,152/yr) - very low tax burden 90

6% renter population - primarily owner-occupied area 37

Quality

Condition

Listing

38 photos provided - 12% more than the area average of 34 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.