$ 679,900

Waterfront Cottage on Lime Lake with Modern Addition

Property details for 74 Cottage Lane, Greater Napanee

Type
Residential
Bedrooms
4
Bathrooms
3
Lot Size
52 x 290 FT
Stories
2
Basement
None
Parking
Detached Garage, No Garage
Heating
Forced air, Propane
Cooling
Central air conditioning
Exterior
Vinyl siding
Ownership
Freehold
Annual Taxes
$4,626 (2025)

Tucked along the quiet shores of Lime Lake, this 4-bed, 3-bath home blends 1956 charm with a 2019 addition that turned the original cottage into a year-round retreat. Main floor living areas flow to a deck overlooking the water, with a concrete seawall right at the edge. Upstairs, you'll find the primary bedroom and a third bedroom, while a fourth bedroom sits below grade. The kitchen is updated, and you'll appreciate the forced-air propane heating and central air for comfort in every season. Property spans a 52 by 290 foot lot that stretches across the lane, where a detached garage/workshop provides plenty of room for toys or projects. A drilled well and septic system handle utilities, and the fenced yard adds privacy. You're just 25 km north of Napanee, with Kingston 60 km away and Belleville 40 km out. It's priced at $689,900, a fair number given the waterfront access and recent updates. If you value swimming, fishing, and paddleboarding right from your backyard, this spot delivers.

About 74 Cottage Lane, Greater Napanee — Property Score

65
Great Location
Score: 65/100
Value
50
Stable pricing - no price changes since original listing date 50
Size
70
4 bedrooms 60
3 bathrooms 60
15,080 sqft lot - an oversized lot for the area 90
Location
76
$73K median household income - near the Canadian average of $70K 66
81% of residents hold postsecondary credentials - a highly educated neighbourhood 89
88% homeownership rate - indicating a stable, owner-occupied community 91
60% of residents commute under 30 minutes - excellent commuter accessibility 78
9/km² population density - a rural or semi-rural setting 55
Market
73
Just listed - area average is 67 days on market 100
+6% median price change over 1 month - rising prices in the area 80
41.5 months of housing supply - 83 active listings with 2 sold last month (buyer's market) 40
Features
71
3-car garage - area average is 7 spots 80
None basement 30
standard forced air system 75
Central air conditioning - whole-home cooling 90
Waterfront, View - premium features that add significant value 80
Investment
64
0.67% effective tax rate ($4,626/yr) - below the Canadian average of ~1% 80
15% renter population - primarily owner-occupied area 48
Quality
50
Condition
50
Listing
89
45 photos provided - 5% more than the area average of 43 photos 92
6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.

Full Listing Description

All Property Details

Neighbourhood Census Data

Greater Napanee, Ontario

Population
502
Median Age
44.8
Median Income
$30,720
Dwelling Value
$250,166

Housing Tenure

Owners 88%
Renters 15%

Age Distribution

Dwelling Types

Commute Mode

Education Level

Housing Age

Commute Duration

Avg Household Size: 2.7
Pop. Density: 8.8/km²
Avg Shelter Cost: $1,256/mo
Owners with Mortgage: 73.5%
Owners Spending 30%+: 20.6%
Tenants Spending 30%+: 66.7%
English only: 94.1%
English and French: 5.9%
Median Household Income: $72,704
Median Employment Income: $33,792

Price History

Contact Agent Get in touch about 74 Cottage Lane, Greater Napanee

BILL MCCUTCHEON
BILL MCCUTCHEON
CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE

Similar Homes near 74 Cottage Lane, Greater Napanee, ON K0K2L0

Comparison of 74 Cottage Lane, Greater Napanee, ON with Nearby Homes