2-Bed St. Marys Home with Walkout Basement and Yard

Property details for 230 Church Street S, St Marys

Type: Residential
Bedrooms: 2
Bathrooms: 2
Lot Size: 62.6 x 120 FT
Stories: 1.5
Basement: Full, Walk out
Parking: Attached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Vinyl siding
Ownership: Freehold
Annual Taxes: $2,473 (2025)

The walkout basement and the huge fenced lot are the first things you'll notice. This 2-bed, 2-bath house on Church Street S sits on a 62.6 by 120 foot lot with a single attached garage and a double concrete driveway (new in 2020). Main floor has an open kitchen with an island and access to a deck that overlooks the backyard. The living room is cozy and has a roughed-in gas fireplace, ready for when you want it. Upstairs, you'll find two good-sized bedrooms and a big 4-piece bath with a walk-in tile shower and soaker tub. The sunroom above the front adds extra space and lets in lots of natural light. Full basement is walkout with spray foam insulation (2021), and has laundry and utility rooms. Exterior is vinyl siding with stone and concrete foundation. You're a 9-minute walk to the Westover Inn and the Canadian Baseball Hall of Fame, and 2.7 km to the Stone Willow Inn. Recent upgrades include soffit, fascia, eavestrough (2020), attic insulation (2021), and a water softener (2022). Taxes are only $2,473 annually. Priced at $489,900, it's below the area median of $589,950, and sold comps are around $674,000, so there's good value here. Active listings nearby are just 6, with homes selling in about 19 days on average.

About 230 Church Street S, St Marys — Property Score

Strong Investment Great Location Well Priced

Score: 70/100

Value

Priced 27.4% below area median of $675,000 based on 27 comparable properties nearby 100

Stable pricing - no price changes since original listing date 50

Size

2 bedrooms - 1 fewer than similarly priced 3-bedroom homes nearby 48

2 bathrooms - typical for similarly priced properties 60

7,512 sqft lot - a generous lot for the area 78

Location

$48K median household income - below the Canadian average of $70K 54

80% of residents hold postsecondary credentials - a highly educated neighbourhood 88

52% homeownership rate - a balanced mix of owners and renters 66

79% of residents commute under 30 minutes - excellent commuter accessibility 93

2,223/km² population density - a well-balanced suburban area 92

Market

Just listed - area average is 197 days on market 100

39 months of housing supply - 39 active listings with 1 sold last month (buyer's market) 40

Features

3-car garage - area average is 5.6 spots 80

Full, Walk out basement 55

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

1 fireplace - a desirable feature for Canadian winters 75

No premium extras like pool, waterfront, or view 50

Investment

0.5% effective tax rate ($2,473/yr) - very low tax burden 85

50% renter population - strong rental demand in this area 90

Quality

Condition

Listing

38 photos provided - below the area average of 43 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.