1860s Georgian with pool, garage workshop on Cobourg's George Street

Property details for 522 George Street, Cobourg

Type: Residential
Bedrooms: 4
Bathrooms: 3
Lot Size: 70 x 157 FT
Stories: 2
Basement: Unfinished, Full
Parking: Detached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Wood, Brick
Ownership: Freehold
Annual Taxes: $6,274

You're getting a piece of Cobourg's history here. This 1860s Georgian on George Street sits on a proper 70 by 157 foot lot. The bones are solid with stone foundation and brick and wood exterior. Inside, original stained glass, tall ceilings, and Victorian millwork survived the centuries. The living room's cast-iron fireplace is converted to gas. Then there's the family room with floor-to-ceiling windows and wood walls. It feels like a year-round sunroom. Kitchen has granite counters and a big island. Main floor has a powder room. Upstairs, you get four sizeable bedrooms, a central bath, and a primary suite with its own ensuite. Three of the bedrooms are above grade. The basement is full and unfinished. Outside is where this place shines: inground pool, screened gazebo, and multiple decks. Mature trees and fencing give it privacy. There's a detached garage with a loft above it. Perfect spot for a music studio or office. Parking spots? Six. Property taxes run about $6,274 annually. Now the market context: median price nearby is $724,900. This listing at $925,000 sits above that. But you're paying for the uniqueness, the pool, the historic character. Comparable sales in the last 30 days averaged $724,000, and that's likely for less distinctive homes. With only 13 active listings near you, it's a seller's market. The demand is solid. This home has been scored 89/100 for listing quality and 83 for features. The location score is 79, which is decent. It's a walkable area near the waterfront. If you want a slice of Ontario history with modern comforts, this is your shot.

About 522 George Street, Cobourg — Property Score

Feature Rich Strong Investment Hot Market

Score: 67/100

Value

Priced 28.1% above area median of $721,950 based on 66 comparable properties nearby 28

Stable pricing - no price changes since original listing date 50

Size

3 bedrooms - 1 fewer than similarly priced 4-bedroom homes nearby 48

3 bathrooms - typical for similarly priced properties 60

10,990 sqft lot - an oversized lot for the area 90

Location

$47K median household income - below the Canadian average of $70K 53

79% of residents hold postsecondary credentials - a highly educated neighbourhood 87

55% homeownership rate - a balanced mix of owners and renters 69

78% of residents commute under 30 minutes - excellent commuter accessibility 92

2,626/km² population density - a well-balanced suburban area 96

Market

Just listed - area average is 67 days on market 100

+69% median price change over 1 month - rising prices in the area 100

22.3 months of housing supply - 89 active listings with 4 sold last month (buyer's market) 40

Features

6-car garage - more than the area average of 4.4 spots 95

Unfinished, Full basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

2 fireplaces - a desirable feature for Canadian winters 85

Pool - premium features that add significant value 65

Investment

0.68% effective tax rate ($6,274/yr) - below the Canadian average of ~1% 80

42% renter population - moderate rental market 81

Quality

Condition

Listing

38 photos provided - 3% more than the area average of 37 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.