All-brick 1942 corner lot with double garage near St. Clair College

Property details for 115 Ursuline Avenue, Chatham

Type: Residential
Bedrooms: 4
Bathrooms: 3
Lot Size: 49.54 X 117.13 / 0.133 AC
Stories: 1.5
Parking: Detached Garage, Garage
Heating: Forced air, Natural gas, Furnace
Cooling: Central air conditioning, Fully air conditioned
Exterior: Brick
Ownership: Freehold
Annual Taxes: $3,136 (2026)

Just a 9-minute walk from St. Clair College's Thames Campus and 300 meters from Ursuline College, this 1942 all-brick 1.5-storey sits on a 49.5 by 117 foot corner lot. The main floor has a living room, a kitchen-dining combo with new countertops, one bedroom, and a 4-piece bath. Up top, you'll find two more bedrooms and a 2-piece bath. Downstairs is a finished basement with a fourth bedroom, a 3-piece bath, fresh flooring, and space for a rec room or home office. A true double detached garage and concrete driveway offer plenty of parking and storage. The fully fenced yard gets nice sun, and there's a deck for hanging out. Central air keeps things cool in summer. Interior-wise, you'll find a mix of laminate, carpet, ceramic tile, and vinyl. The furnace is natural gas forced air. Property taxes run about $3,135 annually. Location-wise, it's a real plus. Food Basics is 1 km away, Tim Hortons is 0.7 km, and several restaurants-like Mama Maria's and Glitters Fun Eatery-are under a kilometer. Downtown Chatham is just a quick drive. Priced at $425,000, it's well below the area's median of $594,450, and with only 24 active listings nearby, this one might not last long. Solid investment potential for first-time buyers or rental. Note: there's a 2-piece bath on the second floor and a 4-piece on main, with 3 total bathrooms. The lot is 0.133 acres, and it's zoned RL3 for single-family residential.

About 115 Ursuline Avenue, Chatham — Property Score

Prime Location Hot Market

Score: 69/100

Value

Priced 10.5% below area median of $474,950 based on 206 comparable properties nearby 86

Stable pricing - no price changes since original listing date 50

Size

4 bedrooms - 1 more than similarly priced 3-bedroom homes nearby 72

3 bathrooms - 1 more than similarly priced properties nearby 72

5,803 sqft lot - a standard lot for the area 65

Location

$149K median household income - well above the Canadian average of $70K 100

83% of residents hold postsecondary credentials - a highly educated neighbourhood 91

96% homeownership rate - indicating a stable, owner-occupied community 97

89% of residents commute under 30 minutes - excellent commuter accessibility 100

2,152/km² population density - a well-balanced suburban area 92

Market

Just listed - area average is 27 days on market 100

+49.2% median price change over 1 month - rising prices in the area 100

262 months of housing supply - 262 active listings with 1 sold last month (buyer's market) 40

Features

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

Built in 1942 (84 years old) - established home with character, older than the area average (1971) 35

No premium extras like pool, waterfront, or view 50

Investment

0.74% effective tax rate ($3,135/yr) - below the Canadian average of ~1% 78

3% renter population - primarily owner-occupied area 34

Quality

Condition

Listing

50 photos provided - 39% more than the area average of 36 photos 92

5 of 7 key property details provided (71%) - good detail coverage 76

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.