Custom 2-Storey in Virgil with Spiral Staircase and Finished Basement

Property details for 1606 Concession 4 Road, Niagara On The Lake

Type: Residential
Bedrooms: 3
Bathrooms: 4
Lot Size: 50.4 x 190.1 FT
Stories: 2
Basement: Finished, Full
Parking: Attached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Stone, Stucco
Ownership: Freehold
Annual Taxes: $6,574

You're getting a custom 2-storey with 3,700 sq ft of finished space in Virgil, just minutes from Old Town Niagara-on-the-Lake. The spiral staircase in the foyer is the first thing you'll notice, and it sets the tone for a home that's been updated with care. The main floor is open concept, with a newer kitchen that has a breakfast nook, formal dining room, and a family room with a gas fireplace. There's also a second living space, plus a laundry room and a powder room. Upstairs, the primary suite takes up a good chunk of the floor, with a walk-in closet, ensuite with double sinks and a soaker tub, and a glass balcony overlooking the backyard. Two more big bedrooms and a full bath round out the second level. The basement is fully finished with a rec room, an office, a cold cellar wine room, and a 3-piece bath. Outside, there's a large wooden deck (built two years ago) and a fully fenced, park-like yard on a 50x190 foot lot. Updates include A/C from 2025, a furnace from 2018, and a roof from 2021. You've got 4 parking spots in the attached garage and driveway. It's priced at $1,299,000, which is a bit under the $1,399,000 median for the area. With only a few active listings nearby, this one could move fast.

About 1606 Concession 4 Road, Niagara On The Lake — Property Score

Great Location Feature Rich

Score: 63/100

Value

Priced 8.3% above area median of $1,199,900 based on 100 comparable properties nearby 58

Stable pricing - no price changes since original listing date 50

Size

3 bedrooms - 1 fewer than similarly priced 4-bedroom homes nearby 48

4 bathrooms - 1 more than similarly priced properties nearby 72

9,581 sqft lot - a generous lot for the area 78

Location

$85K median household income - above the Canadian average of $70K 73

89% of residents hold postsecondary credentials - a highly educated neighbourhood 95

88% homeownership rate - indicating a stable, owner-occupied community 92

78% of residents commute under 30 minutes - excellent commuter accessibility 93

720/km² population density - a low-density residential area 65

Market

Just listed - area average is 43 days on market 100

-16.3% median price change over 1 month - declining prices in the area 1

45 months of housing supply - 135 active listings with 3 sold last month (buyer's market) 40

Features

4-car garage - area average is 6.9 spots 95

Finished, Full basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

No premium extras like pool, waterfront, or view 50

Investment

0.51% effective tax rate ($6,574/yr) - very low tax burden 85

-52.1% area price change year-over-year - significant price correction in Niagara On The Lake 1

11% renter population - primarily owner-occupied area 43

Quality

Condition

Listing

48 photos provided - 23% more than the area average of 39 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.