3-Bed Detached House with Multi-Unit Potential Near Oshawa Centre

Property details for 97 Westmount Street, Oshawa

Type: Residential
Bedrooms: 3
Bathrooms: 1
Lot Size: 45 x 115 FT
Stories: 1.5
Basement: Unfinished, N/A
Parking: Detached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Vinyl siding
Ownership: Freehold
Annual Taxes: $3,522 (2025)

This 1.5-storey house is a solid 3-bed, 1-bath starter with a big lot (45x115 ft) and a detached garage. It's priced at $449,900, right in line with the neighborhood median. The main floor has a kitchen, dining room, living room, and two mudrooms; upstairs you'll find all three bedrooms. It's got central air and forced-air gas heating, plus a block foundation and vinyl siding. The basement is unfinished, but that's extra space you can work with. Location is killer: Oshawa Centre mall is 300 meters away, Highway 401 and the GO train are under five minutes by car. You're also close to restaurants like Red Lobster and Teddy's. The lot is flat and there's wheelchair access. Now the serious plus: this place is zoned R3-A/R5-A, which means you can potentially redevelop it as a multi-residential property. That's a huge draw for investors. Taxes run about $3,522 a year. It's a straightforward, no-frills house with good bones and real investment upside.

About 97 Westmount Street, Oshawa — Property Score

Strong Investment Hot Market Well Priced

Score: 70/100

Value

Priced 40% below area median of $749,900 based on 254 comparable properties nearby 100

Stable pricing - no price changes since original listing date 50

Size

3 bedrooms - typical for similarly priced homes 60

1 bathroom - 1 fewer than similarly priced properties nearby 48

5,175 sqft lot - a standard lot for the area 65

Location

$43K median household income - below the Canadian average of $70K 51

70% of residents hold postsecondary credentials - a highly educated neighbourhood 79

19% homeownership rate - a renter-majority neighbourhood 44

56% of residents commute under 30 minutes - good commuting convenience 75

1,142/km² population density - a well-balanced suburban area 81

Market

Just listed - area average is 52 days on market 100

+40.1% median price change over 1 month - rising prices in the area 100

29.1 months of housing supply - 465 active listings with 16 sold last month (buyer's market) 40

Features

3-car garage - area average is 4.7 spots 80

Unfinished, N/A basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

No premium extras like pool, waterfront, or view 50

Investment

0.78% effective tax rate ($3,522/yr) - below the Canadian average of ~1% 77

81% renter population - strong rental demand in this area 100

Quality

Condition

Listing

19 photos provided - below the area average of 34 photos 85

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.