Updated bungalow with rental-ready basement near The Pen Centre in St. Catharines

Property details for 95 Jacobson Avenue, St Catharines

Type: Residential
Style: Bungalow
Bedrooms: 5
Bathrooms: 2
Lot Size: 60 x 100 FT
Stories: 1
Basement: Finished, Separate entrance, N/A, N/A
Parking: Attached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Brick
Ownership: Freehold
Annual Taxes: $4,599 (2025)

This is a 5-bed, 2-bath bungalow on a 60x100 foot lot. Photos show fresh paint and new flooring throughout. The kitchen has refinished cabinets with a quartz countertop and new sink. Both bathrooms got new vanities and toilets. There's a fully finished basement that includes a private side entrance, plus three bedrooms above grade and two below. It has a brick exterior, forced-air gas heating, and central AC. An attached garage fits three cars. You're a 3-minute walk to The Pen Centre mall. Sir Winston Churchill Secondary School is 0.7 km away. At $639,000, it's priced near the local median of $633k. Recent updates make it ready for rental income or extended family.

About 95 Jacobson Avenue, St Catharines — Property Score

Great Location

Score: 67/100

Value

Priced 5.9% below area median of $679,000 based on 137 comparable properties nearby 79

Stable pricing - no price changes since original listing date 50

Size

5 bedrooms - 1 more than similarly priced 4-bedroom homes nearby 72

2 bathrooms - typical for similarly priced properties 60

6,000 sqft lot - a generous lot for the area 78

Location

$63K median household income - near the Canadian average of $70K 62

84% of residents hold postsecondary credentials - a highly educated neighbourhood 91

78% homeownership rate - indicating a stable, owner-occupied community 85

85% of residents commute under 30 minutes - excellent commuter accessibility 98

741/km² population density - a low-density residential area 65

Market

Just listed - area average is 56 days on market 100

-29.8% median price change over 1 month - declining prices in the area 1

26.3 months of housing supply - 263 active listings with 10 sold last month (buyer's market) 40

Features

3-car garage - area average is 4.3 spots 80

Finished, Separate entrance, N/A, N/A basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

No premium extras like pool, waterfront, or view 50

Investment

0.67% effective tax rate ($4,257/yr) - below the Canadian average of ~1% 80

+30373.7% area price change year-over-year - strong appreciation in St Catharines 100

19% renter population - primarily owner-occupied area 53

Quality

Condition

Listing

47 photos provided - 34% more than the area average of 35 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.