Legal Basement Suite with 6 Beds in Cambridge

Property details for 165 St Andrews Street W, Cambridge

Type: Residential
Bedrooms: 7
Bathrooms: 4
Lot Size: 40 x 134 FT
Stories: 2
Basement: Finished, Apartment in basement, N/A, N/A
Parking: Attached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Stone, Stucco
Ownership: Freehold
Annual Taxes: $7,637

This is a solid 2-storey house in Cambridge with a legal 2-bed basement apartment, making it 6 beds and 5 baths total across roughly 2,700 sq ft (that's my estimate from the layout). Main floor has a living room, kitchen, family room, and a home office, so there's plenty of space for working or entertaining. Upstairs, you'll find 4 bedrooms, including a primary suite that's got enough room for a king bed and a sitting area. Basement is fully finished with its own kitchen, dining area, and living room, plus the two extra bedrooms, so it's set up perfectly for rentals or multi-generational living. Outside, there's a 40x134 ft lot with stone and stucco exterior, a attached garage holding 4 cars, and a storage shed in the backyard. The whole place is carpet-free, which is a huge plus if you're not a fan of dealing with old flooring. You're about 1 km from Southwood Secondary School, and downtown Cambridge with spots like Cafe 13 and the Cambridge Mill are within a 10-minute drive. Asking $949K, which seems reasonable given the rental potential and the fact that nearby homes average over $1.4M. It's a bit dated in places, but solid bones and a great layout for the price.

About 165 St Andrews Street W, Cambridge — Property Score

Feature Rich Great Location Hot Market

Score: 70/100

Value

Priced 5% below area median of $999,000 based on 74 comparable properties nearby 78

Stable pricing - no price changes since original listing date 50

Size

6 bedrooms - 2 more than similarly priced 4-bedroom homes nearby 84

5 bathrooms - 2 more than similarly priced properties nearby 84

5,360 sqft lot - a standard lot for the area 65

Location

$67K median household income - near the Canadian average of $70K 63

82% of residents hold postsecondary credentials - a highly educated neighbourhood 90

73% homeownership rate - indicating a stable, owner-occupied community 81

48% of residents commute under 30 minutes - good commuting convenience 69

3,641/km² population density - a well-balanced suburban area 94

Market

Just listed - area average is 79 days on market 100

+7.3% median price change over 1 month - rising prices in the area 87

39.4 months of housing supply - 394 active listings with 10 sold last month (buyer's market) 40

Features

4-car garage - area average is 4.8 spots 95

Finished, Apartment in basement, N/A, N/A basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

No premium extras like pool, waterfront, or view 50

Investment

0.8% effective tax rate ($7,637/yr) - below the Canadian average of ~1% 76

29% renter population - primarily owner-occupied area 65

Quality

Condition

Listing

32 photos provided - below the area average of 39 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.