5-Bed Brick House on Half Acre Near Cobourg

Property details for 2601 Division Street, Hamilton Township

Type: Residential
Bedrooms: 5
Bathrooms: 2
Lot Size: 100 x 186.3 FT
Stories: 1.5
Basement: Finished, N/A
Parking: Attached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Brick, Vinyl siding
Ownership: Freehold
Annual Taxes: $3,710 (2025)

This 1.5-storey brick and vinyl house sits on a 100 by 186 foot lot, so there's plenty of room for the whole crew. Inside you get 4 bedrooms and a full bath on the main floor, plus a finished basement with a 5th bedroom, another bath, and a rec room. The main floor has a vaulted ceiling in the living room that makes it feel airy. Kitchen and dining are right there too. Basement adds a laundry room and loads of storage. Outside, a newer deck overlooks a private yard with mature cedars. There's an attached garage and a long paved driveway that fits 10 cars, perfect for guests or a boat. You're on Division Street in Hamilton Township, just minutes to Cobourg's beach and the 401. Taxes are only $3,710 a year. Priced at $829,900, right in line with the one other nearby listing, which suggests a fair deal. It needs a bit of updating, but the bones and space are hard to beat.

About 2601 Division Street, Hamilton Township — Property Score

Great Location Feature Rich Well Priced

Score: 70/100

Value

Priced 30.4% below area median of $1,192,000 based on 26 comparable properties nearby 100

Stable pricing - no price changes since original listing date 50

Size

5 bedrooms - 2 more than similarly priced 3-bedroom homes nearby 84

2 bathrooms - typical for similarly priced properties 60

18,630 sqft lot - an oversized lot for the area 90

Location

$91K median household income - above the Canadian average of $70K 75

81% of residents hold postsecondary credentials - a highly educated neighbourhood 88

97% homeownership rate - indicating a stable, owner-occupied community 98

76% of residents commute under 30 minutes - excellent commuter accessibility 90

66/km² population density - a rural or semi-rural setting 55

Market

Just listed - area average is 54 days on market 100

-72.9% median price change over 1 month - declining prices in the area 1

3.2 months of housing supply - 16 active listings with 5 sold last month (balanced) 75

Features

10-car garage - more than the area average of 9.8 spots 95

Finished, N/A basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

No premium extras like pool, waterfront, or view 50

Investment

0.45% effective tax rate ($3,710/yr) - very low tax burden 87

6% renter population - primarily owner-occupied area 38

Quality

Condition

Listing

15 photos provided - below the area average of 43 photos 85

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.