Charming 1.5-Storey in Niagara Falls with Basement Suite

Property details for 6304 Finlay Avenue, Niagara Falls

Type: Residential
Bedrooms: 4
Bathrooms: 2
Lot Size: 75.2 x 40.1 FT
Stories: 1.5
Basement: Finished, Separate entrance, N/A, N/A
Parking: No Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Vinyl siding
Ownership: Freehold
Annual Taxes: $3,148 (2026)

This 1.5-storey house on Finlay Avenue is all about location and potential. You're half a kilometre from the Fallsview Casino and Niagara College's Maid of the Mist Campus, and under a kilometre from the Skylon Tower and Queen Victoria Park. The 75 by 40 foot lot is generous for the area, giving you room to breathe, maybe even expand. Inside, it's a straightforward layout: main floor living room, kitchen, and two bedrooms. Upstairs, there's another living room and a bedroom. The finished basement adds a third living space (recreation/games room), a fourth bedroom, laundry, and it has its own separate entrance. That's a potential in-law suite or rental income. The place needs some updating, but it's solid with vinyl siding and a block foundation. You've got central air and forced air gas heating. Property taxes run about $3,148 a year. Priced at $599,900, it's above the nearby median sold price of $499,900, but the market's moving fast with 11 sales in the last 30 days and homes going in under two months. It's an investment play as much as a home. You're close to everything, but the house itself is a blank canvas waiting for your touch.

About 6304 Finlay Avenue, Niagara Falls — Property Score

Strong Investment Hot Market Great Location

Score: 71/100

Value

Priced 7.7% below area median of $649,900 based on 321 comparable properties nearby 82

Stable pricing - no price changes since original listing date 50

Size

4 bedrooms - 1 more than similarly priced 3-bedroom homes nearby 72

2 bathrooms - typical for similarly priced properties 60

3,016 sqft lot - a compact lot for the area 55

Location

$46K median household income - below the Canadian average of $70K 53

76% of residents hold postsecondary credentials - a highly educated neighbourhood 85

44% homeownership rate - a renter-majority neighbourhood 61

93% of residents commute under 30 minutes - excellent commuter accessibility 100

1,277/km² population density - a well-balanced suburban area 83

Market

Just listed - area average is 30 days on market 100

+15.2% median price change over 1 month - rising prices in the area 100

49.8 months of housing supply - 448 active listings with 9 sold last month (buyer's market) 40

Features

2-car garage - area average is 4.9 spots 80

Finished, Separate entrance, N/A, N/A basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

No premium extras like pool, waterfront, or view 50

Investment

0.52% effective tax rate ($3,148/yr) - very low tax burden 84

56% renter population - strong rental demand in this area 98

Quality

Condition

Listing

35 photos provided - 3% more than the area average of 34 photos 92

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.