$ 434,900

164 Lake Street, St Catharines

Character, Income & Convenience - A Duplex With Personality! Unique character duplex, very well taken care of, with fantastic income potential and plenty of parking, outdoor space and updates! Whether you're looking for an investment property, a mortgage helper, or a comfortable home for the extended family, this one offers flexibility that is hard to find. The upstairs unit is truly one-of-a-kind, blending a cool retro vibe with an art-deco-inspired feel. The bright, modern open-concept layout features a charming pot-belly stove, stylish kitchen and an incredible jacuzzi tub bathroom. A staircase leading to the storage loft adds even more character and visual appeal. Both units have convenient side-door access to the shared laundry and basement. The main-floor unit is equally inviting, featuring a character-filled living room with fireplace, currently being used as a second bedroom, and stained glass windows. The primary bedroom has sliding glass doors onto a large rear deck, creating a wonderful indoor/outdoor living space. Outside, you'll find a fenced yard, front and rear decks, a double garage and three-point parking at the rear - plenty of room for vehicles, tenants and entertaining. Major improvements and features include waterproofed basement, mostly newer windows, renovated units and low-maintenance outdoor spaces. And the location is hard to beat - centrally located with easy access to the highway, shopping and everyday amenities. Live in one unit and rent out the other to help with the mortgage, add this to your investment portfolio, or keep it as a fantastic extended-family setup. The possibilities are yours! Unique character. Multiple income options. Plenty of parking, great location. Just collect the rent! (id:1945)
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Property details for 164 Lake Street, St Catharines

Type
Multi-family
Bedrooms
2
Bathrooms
2
Lot Size
33 x 120 FT
Stories
2
Basement
Unfinished, Full, Separate entrance, Walk out, N/A, N/A, N/A
Parking
Detached Garage, Garage
Heating
Forced air, Natural gas
Cooling
Central air conditioning
Exterior
Vinyl siding
Annual Taxes
$3,003 (2026)

Nearby Listings Stat

Estimated price and comparable properties near 164 Lake Street

Active Listings
28
Min Price
$269,900
Max Price
$619,000
Avg Price
$432,139
Days on Market
44
days
Sold Listings
17
Min Sold Price
$260,000
Max Sold Price
$970,000
Avg Sold Price
$455,683
Days until Sold
84
days

Neighbourhood Census Data

St. Catharines, Ontario

Population
605
Median Age
38.3
Median Income
$24,992
Dwelling Value
$200,047

Housing Tenure

Owners 52%
Renters 50%

Age Distribution

Dwelling Types

Commute Mode

Education Level

Housing Age

Commute Duration

Avg Household Size: 2
Pop. Density: 3,379.9/km²
Avg Shelter Cost: $1,048/mo
Owners with Mortgage: 72.4%
Owners Spending 30%+: 17.2%
Tenants Spending 30%+: 63%
English only: 90.9%
English and French: 8.3%
Median Household Income: $39,104
Median Employment Income: $23,712

Price History

Listed
August 17, 2026
by Century 21 Heritage House LTD
Current Price
$434,900
-3.3% from last change
Type
Multi-family
For Sale
Price Changes
1
Date Price Change
Current $434,900 $15,000 (-3.3%)
Oct 1, 2026 $449,900 Listed

Contact Agent Get in touch about 164 Lake Street, St Catharines

Diane Walker
Diane Walker
Century 21 Heritage House LTD