$ 499,000

Income Potential on Canterbury Drive in St. Catharines

Property details for 20 Canterbury Drive, St Catharines

Type
Residential
Bedrooms
4
Bathrooms
2
Lot Size
30.4 x 100 FT
Basement
Finished, Full, Separate entrance, Walk out, N/A, N/A
Parking
No Garage
Heating
Forced air, Natural gas
Cooling
Central air conditioning
Exterior
Aluminum siding
Ownership
Freehold
Annual Taxes
$3,568 (2025)

Living near the Pen Centre and Sir Winston Churchill Secondary School, this semi-detached on Canterbury Drive is a smart income play. The main floor has three good-sized bedrooms, a renovated bathroom, and a kitchen with newer cabinets and appliances. Laminate floors run through the main living areas, keeping things low-maintenance. But the real story is the basement. It has its own separate entrance, a full kitchen, a second bath, and a big rec room with bright windows. That space works as a one-bedroom apartment, good for renters or in-laws. The property is fully fenced, offers three parking spots, and the furnace and AC are newer (2022). Maintenance has been handled. You can buy with confidence knowing it's generating income now. The lot is 30.4 x 100 feet, and annual taxes run about $3,567. Asking $499,000, which matches the median sold price in the area. It's an efficient way to get into the market with help from a tenant.

About 20 Canterbury Drive, St Catharines — Property Score

70
Hot Market Great Location Well Priced
Score: 70/100
Value
75
Priced 20.8% below area median of $629,900 based on 286 comparable properties nearby 100
Stable pricing - no price changes since original listing date 50
Size
62
4 bedrooms - 1 more than similarly priced 3-bedroom homes nearby 72
2 bathrooms - typical for similarly priced properties 60
3,040 sqft lot - a compact lot for the area 55
Location
79
$55K median household income - below the Canadian average of $70K 57
71% of residents hold postsecondary credentials - a highly educated neighbourhood 81
72% homeownership rate - indicating a stable, owner-occupied community 80
61% of residents commute under 30 minutes - excellent commuter accessibility 79
2,739/km² population density - a well-balanced suburban area 97
Market
80
Just listed - area average is 47 days on market 100
+49.8% median price change over 1 month - rising prices in the area 100
30.8 months of housing supply - 401 active listings with 13 sold last month (buyer's market) 40
Features
77
3-car garage - area average is 4.4 spots 80
Finished, Full, Separate entrance, Walk out, N/A, N/A basement - adds valuable living space 85
efficient gas forced air heating 80
Central air conditioning - whole-home cooling 90
No premium extras like pool, waterfront, or view 50
Investment
74
0.71% effective tax rate ($3,567/yr) - below the Canadian average of ~1% 79
31% renter population - moderate rental market 68
Quality
50
Condition
50
Listing
81
14 photos provided - below the area average of 35 photos 75
6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.

Full Listing Description

All Property Details

Neighbourhood Census Data

St. Catharines, Ontario

Population
398
Median Age
47.5
Median Income
$26,880
Dwelling Value
$200,506

Housing Tenure

Owners 72%
Renters 31%

Age Distribution

Dwelling Types

Commute Mode

Education Level

Housing Age

Commute Duration

Avg Household Size: 2.3
Pop. Density: 2,739.2/km²
Avg Shelter Cost: $957/mo
Owners with Mortgage: 56.5%
Owners Spending 30%+: 17.4%
Tenants Spending 30%+: 55.6%
English only: 87.3%
English and French: 11.4%
Neither: 1.3%
Median Household Income: $54,720
Median Employment Income: $21,952

Price History

Contact Agent Get in touch about 20 Canterbury Drive, St Catharines

Wendy Lopez Flores
EXP REALTY