Fenced Bungalow with Basement Potential in North St. Catharines

Property details for 3 Melba Road, St Catharines

Type: Residential
Style: Bungalow
Bedrooms: 2
Bathrooms: 1
Lot Size: 51.7 x 128.6 FT
Stories: 1
Basement: Unfinished, Separate entrance, Walk-up, N/A, N/A, N/A
Parking: Detached Garage, Garage
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Exterior: Stone, Aluminum siding
Ownership: Freehold
Annual Taxes: $3,869 (2026)

Quiet street, tree-lined, in St. Catharines' North End - this 2-bed, 1-bath bungalow is a rare find. Stone and aluminum siding give the front solid curb appeal, and the 51.7 x 128.6 ft lot is level and fully fenced, so there's plenty of room for kids or pets. Step inside to classic hardwood floors through the flexible main level, which has two bedrooms now but could easily adapt to a third with the dining area. The kitchen is standard but functional, and you'll love the natural light from the big windows. The real gem is the unfinished basement: high ceilings, a separate side entrance, bathroom rough-in, and walk-up access. It's set up for a secondary suite or rental income, adding real versatility. Outside, there's a covered patio off the back, a detached garage with a double driveway, and enough parking for five vehicles. A short walk takes you to schools like Holy Cross Catholic Secondary (1.3 km), and the Welland Canal Parkway trail is nearby for weekend strolls. The QEW is easy to get to, making commutes a breeze. With a tax bill of $3,868 annually and a price of $449,900, it's priced below the nearby median of $357,200, and similar homes sell in about 60 days. This one won't last.

About 3 Melba Road, St Catharines — Property Score

Great Location Hot Market Feature Rich

Score: 71/100

Value

Priced 22.4% below area median of $579,900 based on 169 comparable properties nearby 100

Stable pricing - no price changes since original listing date 50

Size

2 bedrooms - 1 fewer than similarly priced 3-bedroom homes nearby 48

1 bathroom - 1 fewer than similarly priced properties nearby 48

6,649 sqft lot - a generous lot for the area 78

Location

$55K median household income - below the Canadian average of $70K 58

81% of residents hold postsecondary credentials - a highly educated neighbourhood 88

61% homeownership rate - a balanced mix of owners and renters 73

78% of residents commute under 30 minutes - excellent commuter accessibility 92

2,463/km² population density - a well-balanced suburban area 95

Market

Just listed - area average is 47 days on market 100

+49.8% median price change over 1 month - rising prices in the area 100

30.8 months of housing supply - 401 active listings with 13 sold last month (buyer's market) 40

Features

5-car garage - more than the area average of 4.3 spots 95

Unfinished, Separate entrance, Walk-up, N/A, N/A, N/A basement - adds valuable living space 85

efficient gas forced air heating 80

Central air conditioning - whole-home cooling 90

No premium extras like pool, waterfront, or view 50

Investment

0.86% effective tax rate ($3,868/yr) - below the Canadian average of ~1% 74

39% renter population - moderate rental market 77

Quality

Condition

Listing

19 photos provided - below the area average of 34 photos 85

6 of 7 key property details provided (86%) - comprehensive listing with excellent detail 86

* This property score is an approximate estimate based on publicly available data, nearby comparable listings, and automated analysis. Scores are for informational purposes only and should not be relied upon as professional appraisals or investment advice. Actual property values may vary. We recommend consulting a licensed real estate professional for accurate assessments.